2016 Financial Recap


From a personal standpoint, 2016 wasn’t a great year. My mother-in-law passed away in January, and my family and I had a string of medical appointments in February and March that racked up a TON of expenses. Not a great way to start the year. In fact, it was horrible. But in some sort of weird way that I can’t explain life moved on, and I discovered how resilient humans truly are.

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Money Moose Survey


Can I ask you a favor? Could you please take 5-10 minutes to participate in a survey?

My friend Maggie over at Northern Expenditure is doing a large-scale research project about money, and her goal is to get 500 responses by January 9.

Take the Money Moose Survey

Seriously, it’ll only take you 5-10 minutes, and the more data Maggie can collect the cooler this project is going to be.

Thanks friends!

Grilling Experiment


Over the past few months I’ve become super interested in city planning. I never realized how much thought goes into planning a city and how those thoughts and actions have a huge impact on the well-being of the people. I didn’t know that a poorly planned city will keep its citizens disconnected and stifle the economy and that a well planned city can foster community and economic growth.

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The Road Less Traveled


Brent was everything I thought I wasn’t – cool, popular, funny, and athletic. And he didn’t have a name like Ernie that everyone made fun of. I really wanted to be just like Brent.

Man, third grade was rough.

It’s funny to think back on that story, but if I’m honest I still see a lot of that third grader in my 37-year-old self today…especially when it comes to personal finance.

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30 Days, 3 Seconds – the Results


Last month I embarked on a 30-day experiment created by Carl Richards to see how aware I am when I spend money. The task was easy – take 3 seconds after every purchase to notice. “I just spent $7 at Chipotle.” That’s it. To help me carry out this experiment, I set up text reminders with my credit union so that every time I swipe my debit card I’d get a text with the amount that I just spent. Here’s what I learned during those 30 days:

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