From a personal standpoint, 2016 wasn’t a great year. My mother-in-law passed away in January, and my family and I had a string of medical appointments in February and March that racked up a TON of expenses. Not a great way to start the year. In fact, it was horrible. But in some sort of weird way that I can’t explain life moved on, and I discovered how resilient humans truly are.
Continue reading “2016 Financial Recap”
Can I ask you a favor? Could you please take 5-10 minutes to participate in a survey?
My friend Maggie over at Northern Expenditure is doing a large-scale research project about money, and her goal is to get 500 responses by January 9.
Take the Money Moose Survey
Seriously, it’ll only take you 5-10 minutes, and the more data Maggie can collect the cooler this project is going to be.
See that beauty above? That’s the ’96 Odyssey I used to own. When I bought it seven years ago we officially became a two-vehicle family. Until then, my wife and I shared one car, and it was absolutely beautiful. But with our three boys coming home we knew we needed to add another vehicle.
Continue reading “The Redonkulousness of Two Cars”
Over the past few months I’ve become super interested in city planning. I never realized how much thought goes into planning a city and how those thoughts and actions have a huge impact on the well-being of the people. I didn’t know that a poorly planned city will keep its citizens disconnected and stifle the economy and that a well planned city can foster community and economic growth.
Continue reading “Grilling Experiment”
Brent was everything I thought I wasn’t – cool, popular, funny, and athletic. And he didn’t have a name like Ernie that everyone made fun of. I really wanted to be just like Brent.
Man, third grade was rough.
It’s funny to think back on that story, but if I’m honest I still see a lot of that third grader in my 37-year-old self today…especially when it comes to personal finance.
Continue reading “The Road Less Traveled”
We’re not even at the halfway point of the year, and I’m already giving up on my big hairy audacious goal of paying off my $12,415.82 HELOC.
Perhaps “giving up” is being overdramatic.
I think it would be more accurate to say that I’m refocusing. Let me explain.
Continue reading “Refocusing My Financial Goals”
Last month I embarked on a 30-day experiment created by Carl Richards to see how aware I am when I spend money. The task was easy – take 3 seconds after every purchase to notice. “I just spent $7 at Chipotle.” That’s it. To help me carry out this experiment, I set up text reminders with my credit union so that every time I swipe my debit card I’d get a text with the amount that I just spent. Here’s what I learned during those 30 days:
Continue reading “30 Days, 3 Seconds – the Results”